Target Market Determinations

Target market determinations (TMDs) seek to offer consumers, distributors and staff with an understanding of the class of consumer for which this product has been designed, having regard to the objectives, financial situation and needs of the target market. 

Please use this page to download our current TMDs for NEOS Protection and the Protect Super Plan.

NEOS Protection TMD

This TMD sets out the target market for the product, triggers to review the target market and certain other information for plans issued from 6 December 2024.

Protect Super Plan TMD

This TMD is for Protect Super Plan and seeks to provide consumers, distributors and staff with an understanding of the class of consumer for which this product has been designed, having regard to the objectives, financial situation and needs of the target market for plans issued from 1 June 2024.

NEOS Protection previous TMD versions

NEOS Protection TMD – 25 August 2024

This TMD sets out the target market for the product, triggers to review the target market and certain other information for plans issued from 25 August 2023 - 5 December 2024.

NEOS Protection TMD – 5 October 2021

This TMD sets out the target market for the product, triggers to review the target market and certain other information for plans issued from 5 October 2021 - 24 August 2023.

NEOS Protection TMD prior to Oct 2021

This TMD sets out the target market for the product, triggers to review the target market and certain other information for plans issued before 5 October 2021.

Protect Super Plan 2 TMD – 29 September 2023

This TMD is for Protect Super Plan 2 and seeks to provide consumers, distributors and staff with an understanding of the class of consumer for which this product has been designed, having regard to the objectives, financial situation and needs of the target market for plans issued from 29 September 2023 - 31 May 2024.

Protect Super Plan 2 TMD – 5 October 2022

This TMD is for Protect Super Plan 2 and seeks to provide consumers, distributors and staff with an understanding of the class of consumer for which this product has been designed, having regard to the objectives, financial situation and needs of the target market for plans issued from 5 October 2022 - 28 September 2023